OPINION
FELTER, Justice.
Plaintiff, Theresa Delph, and her husband, Charles Delph, owned a residence as community property. Defendant, Potomac Insurance Company, had issued them a fire and extended coverage insurance policy covering the residence. Plaintiff and her husband were married at the time the policy was issued and both were named on the policy.
Theresa Delph separated from her husband, moved out of the residence, and sued for a dissolution...
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