BIRDSONG, Judge.
Bad faith insurance penalty and attorney fees. Charles Orr, the insured appellant, sought to extend his auto insurance coverage with Prudential Property and Casualty Ins. Co. and paid an agent of that company an $85 partial premium on January 25, 1979. The agent issued Orr a binder that covered him for 30 days. Orr apparently had a bad driving record and on January 31, 1979, Orr was involved in yet another accident which admittedly was his fault....
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