Lisa HERNANDEZ, Plaintiff,
v.
O'NEAL MOTORS, INC., General Motors Acceptance Corporation, Defendants.
Jackson BROWN and Delores Brown, Plaintiffs,
v.
FRONTIER FORD, INC., a New Mexico corporation; Ford Motor Credit Company, Inc., a Delaware corporation, Defendants.
Theresa M. SHIELDS, Plaintiff,
v.
FORD MOTOR CREDIT COMPANY; Capitol Motor Company, Defendants.
Nona JACKSON, Plaintiff,
v.
FRONTIER FORD, INC., a New Mexico corporation doing business in the State of New Mexico; Ford Motor Credit Company Inc., a corporation doing business in the State of New Mexico, Defendants.
Grover BELLSON, Plaintiff,
v.
GURLEY MOTOR COMPANY; First State Bank at Gallup, Defendants.
Sandra R. QUANDELACY, Plaintiff,
v.
FRONTIER FORD, INC.; Ford Motor Credit Corp., Defendants.
Nellie PINO, Plaintiff,
v.
FORD MOTOR CREDIT COMPANY; Mt. Taylor Ford, Inc., Defendants.
David JUANICO and Lucy Juanico, Plaintiffs,
v.
RICHARDSON FORD SALES, INC.; Ford Motor Credit Corp., Defendants.
Rita CATA, Plaintiff,
v.
CAPITOL MOTOR COMPANY; Ford Motor Credit Company, Defendants.
Marie JOHNSON, Plaintiff,
v.
FORD MOTOR CREDIT COMPANY; Mt. Taylor Ford Inc., Defendants.
United States District Court, D. New Mexico.https://leagle.com/images/logo.png
October 16, 1979.
October 16, 1979.
Attorney(s) appearing for the Case
Michael M. Carrasco, Mark S. Jaffe, Southern N.M. Legal Services, Carlsbad, N.M., Timothy Meehan, Taos, N.M., Richard J. Rubin, Santa Fe, N.M., Joseph F. Gmuca, DNA-Peoples Legal Services, Crownpoint, N.M., Michael H. Shaut, Window Rock, Ariz., Paula I. Forney, Indian Pueblo Legal Services, Inc., Zuni, N.M., Helen L. Lopez, Albuquerque, N.M., for plaintiffs.
Roger E. Yarbro, McCormick & Forbes, Carlsbad, N.M., for defendant O'Neal.
Nathan Mann, Jerrald J. Roehl, Albuquerque, N.M., for defendant General Motors.
Jay Hertz, Albuquerque, N.M., Verne Hale, Grants, N.M., Kellahin & Kellahin, Karen Aubrey, Santa Fe, N.M., William H. Hyde, Jr., Bruce E. Pasternack, Albuquerque, N.M., John H. Schuelke, Gallup, N.M., for defendants.
United States District Court, D. New Mexico.
MEMORANDUM OPINION
PAYNE, District Judge.
Cases 79-226, 78-776, 78-796, 79-187, 79-362, 79-458, 79-460, 79-461, 79-581 and 79-621 were consolidated because each involves whether the assignment of returned or unearned premiums of physical damage insurance must be disclosed as a security interest under the Truth-In-Lending Act (TILA), 15 U.S.C. § 1638(a)(10), and Regulation Z, 12 CFR § 226.8(b)(5). For...
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