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WILLIAMS v. PUBLIC FINANCE CORP.

Nos. 77-1337, 77-1706, 77-2112 and 77-3213.

598 F.2d 349 (1979)

Mattie WILLIAMS, Plaintiff-Appellee, Cross-Appellant, v. PUBLIC FINANCE CORPORATION, Defendant-Appellant, Cross-Appellee. Ruth A. JACKSON, Plaintiff-Appellee, Cross-Appellant, v. USLIFE CREDIT CORPORATION, Defendant-Appellant, Cross-Appellee. Linda L. SMITH, Plaintiff-Appellee, v. PUBLIC FINANCE CORPORATION, Defendant-Appellant. Leonard and Cora SINGLETARY, Plaintiffs-Appellees, v. PUBLIC FINANCE CORPORATION, Defendant-Appellant.

United States Court of Appeals, Fifth Circuit.

July 5, 1979.

Attorney(s) appearing for the Case

Lewis N. Jones, Atlanta, Ga., for defendant-appellant in No. 77-1706.

Charles L. Gregory, Allen I. Hirsch, Atlanta, Ga., for defendants-appellants in Nos. 77-1337, 77-2112 and 77-3213.

Joseph H. King, Jr., Atlanta, Ga., for plaintiffs-appellees in Nos. 77-1337, 77-1706 and 77-2112.

Ralph Goldberg, Atlanta, Ga., for plaintiff-appellee in No. 77-3213.

Before GOLDBERG, SIMPSON and CLARK, Circuit Judges.

GOLDBERG, Circuit Judge:

These four consolidated cases all involve the same question of federal law. The question is whether a loan which is void because it violates a Georgia usury law, the Georgia Industrial Loan Act (ILA), Ga.Code Ann. §§ 25-301, et seq., § 25-9903, can also violate the federal Truth-in-Lending (TIL) Act, 15 U.S.C. §§ 1601, et seq. (Consumer Credit Protection Act). All four cases also involve a second, more narrow...

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