Plaintiff, holder of a lien on a tractor trailer owned by Edward Rice, sues on an insurance contract. Rice was a leased operator for Navajo Freight Lines who could get insurance for its leased operators at a lower premium than the individual himself. Plaintiff was the named loss payee and lienholder under such a policy issued by underwriters at Lloyd's, represented by defendant. Rice was insured from December 13, 1976, to March 1, 1977, and was issued a renewal certificate...
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