Petitioner is the mortgagor of a bond and mortgage given to respondent, Department of Social Services (hereinafter Department). The mortgage was dated December 15, 1977, and recorded in the Monroe County Clerk's office on December 22, 1977. In 1973 petitioner and her husband became owners of the premises covered by the mortgage.
At the time the mortgage was executed, petitioner was an applicant for assistance from the Department...
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