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BEAN v. ALLSTATE INS. CO.

[No. 126, September Term, 1978.]

285 Md. 572 (1979)

403 A.2d 793

NELLIE JUANITA BEAN ET VIR v. ALLSTATE INSURANCE COMPANY

Court of Appeals of Maryland.

Decided July 24, 1979.

Attorney(s) appearing for the Case

Robert Anthony Jacques, with whom were Michael R. Gordon and Ferretti, Ehrlich & Gordon on the brief, for appellants.

Joseph S. McCarthy, with whom were McCarthy & Wharton, John F. Kelly and Parent & Kelly on the brief, for appellee.

The cause was argued before MURPHY, C.J., and SMITH, DIGGES, ELDRIDGE, ORTH, COLE and DAVIDSON, JJ.

COLE, J., delivered the opinion of the Court.

The narrow question presented in this case is whether one who has recovered a judgment in a personal injury suit stemming from an automobile accident may bring a direct action against his judgment debtor's insurer for the amount that the judgment exceeds the policy limits.

On September 24, 1974 appellant Nellie Juanita Bean was accidentally struck by an automobile owned...

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