OPINION
FONES, Justice.
The Wimberly's restaurant was destroyed by fire, and they sustained an undisputed loss of $44,619.10. The fire was caused by Shelia McLemore's driving her automobile into the restaurant. Her insurance carrier paid the policy limits of $25,000. The Wimberlys had a total of $15,000 fire insurance coverage with defendant insurance companies.
The single question for determination is what are the subrogation rights of the two fire...
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