TAKIFF, J., July 20, 1979.
Presently before the court is a petition for declaratory relief on behalf of plaintiff Josephine Kozlowski. The facts have been stipulated by the parties as follows:
Plaintiff purchased a homeowner's insurance policy from defendant Penn Mutual Insurance Co., with coverage commencing on May 25, 1978. On August 3, 1978, the curb valve at the water main to the service line leading to the row house adjacent to plaintiff's house...
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