OPINION
BROCK, Chief Justice.
In February, 1974, the petitioner, Mildred P. Horne, joined in a deed of trust executed by her son, Onzie O. Horne, Jr., and his wife, Doris Horne, which was given to secure an indebtedness in the sum of $79,073.72 owed by Onzie O. Horne, Jr., to Union Protective Life Insurance Company. Petitioner, Mrs. Horne, did not assume the indebtedness of her son but merely pledged her home, a house and lot located at 1602 South Parkway...
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