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  5. 578 S.W.2d 41 (1979)
 

STATE FARM MUT. AUTO. INS. CO. v. FLETCHER

578 S.W.2d 41 (1979)

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Movant, v. Josephine FLETCHER and Carla G. Larence, Respondents. The WESTERN FIRE INSURANCE COMPANY, Movant, v. Elizabeth Jo Ann DOWNS, Respondent.

Supreme Court of Kentucky.

February 6, 1979.

Attorney(s) appearing for the Case

Lee E. Sitlinger, Jr., Hogan, Taylor, Denzer & Bennett, Louisville, for movant State Farm.

Philip Taliaferro and Stephen D. Wolnitzek, Taliaferro, Smith, Wolnitzek & Schachter, Covington, Wayne C. Daub, Louisville, for respondent Fletcher.

Raymond O. Harmon and William P. Swain, Boehl, Stopher, Graves & Deindoerfer, Louisville, for Western Fire.

John M. Lawrence, Bardstown, for respondent Downs.

LUKOWSKY, Justice.

These cases squarely present the question of the validity of the following provision which has been inserted in these Kentucky No Fault Automobile Insurance Policies.

"(a) any amount payable under the uninsured motor vehicle coverage [UM] shall be reduced by the amount of any personal injury protection benefits [PIP] paid or payable under this or any other automobile insurance policy because of...

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