PER CURIAM:
Jan Downey filed suit against Whaley-Lamb Ford Sales, Inc. (Whaley-Lamb) in the United States District Court for the Northern District of Georgia for alleged violations of the Truth in Lending Act, 15 U.S.C.A. § 1601 et seq. and Regulation Z, 12 C.F.R. § 226.1 et seq., promulgated thereunder. The district court granted judgment in favor of Downey for statutory penalties and attorney's fees. We reverse.
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