HOLMES, Judge.
This appeal presents this court with two dispositive issues: (1) whether defendant's counterclaim under the Federal Truth in Lending Act is in the nature of a setoff and was properly dismissed as barred by the one year statute of limitations of 15 U.S.C. § 1640(e); and (2) whether the plaintiff's suit should have been dismissed because the loan contract upon which the action was premised failed to meet the disclosure requirements of § 5-18...
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