McMURRAY, Judge.
Robert Sutton, doing business as Sutton Construction Company, purchased a back hoe, serial no. 37527, P & H, Model H-312, by and through General Electric Credit Corporation. Same was insured by American Motorist Insurance Company and Kemper Insurance Companies under policy No. AM-112-359. Sutton was shown on said policy as an "additional interest insured."
In October of 1974, while said policy was in force the back hoe was being operated...
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