OPINION
OSBORN, Justice.
The Appellant, Margaret Shelton, sustained personal injuries in an automobile accident on March 25, 1976, when the car in which she was a passenger was involved in a collision with a vehicle being driven by Thomas Henry Ray. Ray was apparently a permissive user of the vehicle and an omnibus insured under a policy issued by the Appellee, Nationwide Mutual Insurance Company. Suit was filed and service obtained on Ray on June 30, 1976...
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