On August 5, 1976 respondent Michael Kruse was injured when a vehicle owned by Vivian Anderson and operated by Gary J. Anderson, in which Kruse was a passenger, collided with a vehicle owned by one Waterman. Kruse presented a claim against petitioner, his own insurance carrier, under the uninsured motorist endorsement, upon the ground that the Anderson vehicle in which he was a passenger was not insured at the time of the accident. Petitioner rejected the claim and Kruse...
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