The within motion for summary judgment pursuant to CPLR 3212 is disposed of as hereinafter set forth.
The facts in this case are not in dispute. A policy of insurance was issued on a house located in Richmond Hills, New York, in the amount of $40,000 by the defendant Utica Mutual Insurance Company (Utica) to the defendants Dominick and Josephine Di Martino (Di Martino), with a loss payable
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