February 6, 1978.
LITTLEJOHN, Justice:
This action was brought by the respondent, Jeanette E. Hamrick, as Administratrix of the estate of her husband, Dale Hamrick (decedent), against the appellant, State Farm Mutual Automobile Insurance (State Farm), decedent's automobile insurance carrier. In effect at the time of decedent's death was a policy of insurance which provided
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