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BLUE EARTH STATE BANK v. CROWN LIFE INS.

No. 47807.

267 N.W.2d 177 (1978)

BLUE EARTH STATE BANK, Respondent, v. CROWN LIFE INSURANCE COMPANY, Appellant, J. T. Miller Company, Inc., Respondent, Blue Earth State Agency, Inc., Respondent.

Supreme Court of Minnesota.

June 9, 1978.

Attorney(s) appearing for the Case

Callaghan & Wendland, Blue Earth, for appellant.

Frundt, Frundt & Johnson, Blue Earth, for plaintiff-respondent.

Berndt, Overson, Nelson & Smith, Mankato, for respondent Miller.

Farrish, Johnson, Maschka & Hottinger, Mankato, for respondent Blue Earth State Agency.

Heard before ROGOSHESKE, TODD, and YETKA, JJ., and considered and decided by the court en banc.

TODD, Justice.

Blue Earth State Bank issued a credit life insurance certificate to Sherman Mensing, now deceased. Mensing was a farmer who maintained an open line of credit with the bank, the outstanding balance of which was in excess of the maximum limits of the credit life policy. Insurance premiums were paid on Mensing's continuing indebtedness, but no separate renewal applications were submitted after the issuance of...

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