The petitioner's husband was a retiree from State service, receiving benefits from the State Employees' Retirement System (system) when he died on July 30, 1974. The petitioner, as his designated beneficiary, then became eligible to receive her husband's accumulated reserve ($65,665.32) in a lump sum, or a "life" annuity paying monthly benefits with no payment to her survivors, or a "cash refund"...
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