BEER, Judge.
Plaintiff-appellee, First National Bank of Commerce (hereafter, "F.N.B.C."), sued Davis, individually, seeking to recover $5,587.44, the total amount of three insurance drafts ($1,862.48 each) payable to Aggregate Transport, Inc. and Ford Motor Credit Company (hereafter, "Ford"). F.N. B.C. premised Davis' personal liability on the allegation that he improperly and without authorization caused such endorsements to be placed on the drafts as to result in...
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