BELL, Chief Judge.
Plaintiffs obtained a judgment for $20,000 against a third-party tortfeasor whose vehicle was insured under a policy with a $10,000 liability limit. Plaintiffs obtained this amount from the third party's carrier. Then they brought this suit against their own insurer for recovery of the $10,000 balance due on the judgment under their uninsured motorist coverage. Plaintiffs had two separate auto policies with defendant with $10,000 uninsured motorist...
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