GOODMAN, J.
The plaintiffs, John G. Carzis (Carzis), owner of the building known as "Kimball's Shack", and Kimball's Lobster Shop, Inc. (the corporate plaintiff), owner of the contents of the building, brought this action against P.J. McDonough Insurance Agency, Inc. (the agency), and its executive vice-president, Frank Hassey (Hassey).
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