OPINION
McMANUS, Chief Justice.
George A. Rutherford, Inc. (Rutherford) entered into a contract with the Regents of the University of New Mexico to construct an addition to the basketball arena. As part of the contract, Rutherford was required to obtain builder's risk insurance to insure against the "perils of fire, extended coverage, vandalism and malicious mischief." The Regents had a blanket policy from Sentry Insurance Company (Sentry) which covered...
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