WAHL, Justice.
Appellants Steven and John Stone appeal from the January 31, 1977 order for declaratory judgment in favor of respondent Iowa Kemper Ins. Co. ("Kemper")
At about 9 p. m. on May 17, 1967, Steven Marrone, Edward Buchanan, and Daniel Mazurek, all about age 16, were "just roaming" around Lake Phalen on foot when they encountered Steven Stone and Mary...
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