After joinder of issue in her action for personal injuries, a bifurcated trial was directed to determine whether her injury met the threshold requirements of subdivision 4 of section 671 of the Insurance Law. Since medical expenses were well below the sum of $500, the only issues to be resolved were whether plaintiff suffered from a "significant disfigurement" or a "permanent loss of use of a body organ, member, function or system" (Insurance Law, § 671, subd 4, par...
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