QUILLIAN, Presiding Judge.
The instant appeal from the grant of the defendant's motion for summary judgment arose out of the following facts. On November 4, 1975, the Commercial Bank issued a certificate of deposit in the amount of $12,994.46 in the name of Sam H. Sebren, Jr. Sam H. Sebren, Sr. paid the consideration for the certificate of deposit and instructed the bank's secretary to issue the certificate in the name
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