Petitioner's husband, Herminio Guzman, retired on December 26, 1972 from service with the City of New York and elected for his retirement benefits Option 4 of section B3-46.0 of the Administrative Code. He further elected that in the event of his death on or after the effective date of his retirement and before the first payment on account of retirement allowance, a benefit under Option 1 of the same Administrative Code section shall be paid in lieu of the benefit payable...
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