VANCE, Judge.
This is a case of first impression as to several aspects of uninsured motor vehicle insurance coverage.
Janice Garland was injured in a one-vehicle automobile accident. She was a passenger in a vehicle operated by Kenneth Downey, age 16 years, and owned by Robbie Raspberry. Mrs. Raspberry was uninsured. Buel Downey, the father of Kenneth, had insurance with Safeco Insurance Companies which provides liability insurance for personal injuries and...
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