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GADDY v. STATE FARM MUT. AUTO. INS. CO.

No. 7628SC815.

233 S.E.2d 613 (1977)

32 N.C. App. 714

Leila Ann GADDY, by her Guardian ad litem, Linda Gaddy Sox v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY. Linda Faye RAMSEY, an infant, by her Guardian ad litem, Grady Ramsey v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY.

Court of Appeals of North Carolina.

April 6, 1977.

Attorney(s) appearing for the Case

Lentz & Ball, P. A., by E. L. Ball, Jr., Asheville, for plaintiff appellee Leila Ann Gaddy.

Bruce A. Elmore and George W. Moore, by George W. Moore, Asheville, for plaintiff appellee Linda Faye Ramsey.

Van Winkle, Buck, Wall, Starnes, Hyde & Davis, P. A., by Roy W. Davis, Jr., Asheville, for defendant appellant.

ARNOLD, Judge.

Lee B. Franklin's insurance policy provides coverage to the "owned" automobile described in the policy, to a newly acquired "owned" automobile for the first thirty days after acquiring ownership, provided that the new automobile replaces a previous "owned" vehicle, and to any "non-owned" automobiles as defined in the policy. Under North Carolina law, an automobile is not "owned" within the meaning of an automobile liability insurance policy until the...

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