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  5. 57 A.D.2d 779 (1977)
 

LEIBLER v. UNIONMUTUAL STOCK LIFE INS. CO. OF NEW YORK

57 A.D.2d 779 (1977)

Sarabeth Leibler, as Executrix of Burton H. Leibler, Deceased, Appellant, v. Unionmutual Stock Life Insurance Company of New York et al., Respondents

Appellate Division of the Supreme Court of the State of New York, First Department.

May 17, 1977

The critical question in this action is whether a claimed disability income insurance policy ever became effective so as to bind defendant insurance company. The alleged insured, plaintiff's testator, paid the first quarterly premium on the policy and was issued a "Conditional Receipt" which provided that the policy would not become effective "UNLESS EACH AND EVERY CONDITION AND REQUIREMENT OF THIS AND THE REVERSE SIDE OF THIS CONDITIONAL...

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