In this action for declaratory relief, plaintiff seeks a determination that a policy of insurance which it issued to defendant James A. Appel is inapplicable to a loss which occurred on July 20, 1971 as a result of an oil burner explosion in the basement of the residence of defendants Daniel M. and Marlene Cerutti. On the day of the explosion Appel, who was in the oil burner cleaning business under the name Appel's Burner Service, had apparently cleaned and serviced the Cerutti...
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