BYRD, Justice.
Appellees Lannie Jackson and Ronnie Atkins, being the victims of a rear-end collision, obtained a consent judgment against Lawrencetta Phillips, the alleged driver of the other car, and then brought this action pursuant to Ark.Stat.Ann. § 66-1001 (Repl. 1966), against United States Fidelity and Guaranty Company (USF&G) and appellant Southern Farm Bureau Casualty Insurance Company (hereinafter referred to as Southern
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