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COTTON STATES &c. INS. CO. v. AUSTIN

54231.

143 Ga. App. 309 (1977)

238 S.E.2d 253

COTTON STATES MUTUAL INSURANCE COMPANY v. AUSTIN et al.

Court of Appeals of Georgia.

Decided September 8, 1977.

Rehearing Denied September 26, 1977.

Attorney(s) appearing for the Case

I. J. Parkerson, for appellant.

Mundy & Gammage, E. Lamar Gammage, Jr., J. Calloway Holmes, Jr., for appellees.

BANKE, Judge.

The question before the court on appeal is whether a negligent driver carrying minimum liability insurance becomes an "uninsured motorist" under the Uninsured Motorist Act to the extent the other driver's actual damages exceed his insurance coverage.

If he is an uninsured motorist, the injured driver can pyramid or "stack" the uninsured motorist coverage of all his policies in order to recover his excess damages. State Farm Mut. Auto. Ins...

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