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MIDDLE DEP'T INSP. AGENCY v. HOME INS. CO.

154 N.J. Super. 49 (1977)

380 A.2d 1165

MIDDLE DEPARTMENT INSPECTION AGENCY, PLAINTIFF-APPELLANT, v. THE HOME INSURANCE COMPANY AND THE CALIFORNIA UNION INSURANCE COMPANY, DEFENDANTS-RESPONDENTS. MIDDLE DEPARTMENT INSPECTION AGENCY, PLAINTIFF-APPELLANT, v. THE HOME INSURANCE COMPANY AND THE CALIFORNIA UNION INSURANCE COMPANY, DEFENDANTS-RESPONDENTS.

Superior Court of New Jersey, Appellate Division.

Decided November 21, 1977.

Attorney(s) appearing for the Case

Mr. Arthur Schmauder argued the cause for appellant (Messrs. Shanley & Fisher, attorneys).

Mr. John Sheedy argued the cause for respondent The Home Insurance Company (Messrs. Morgan. Melhuish, Monaghan & Spielvogel, attorneys; Mr. Henry G. Morgan, of counsel; Mr. Michael O. Renda on the brief).

Mr. Michael J. Cernigliaro argued the cause for respondent The California Union Insurance Company (Messrs. Campbell, Foley, Lee, Murphy & Cernigliaro, attorneys).

Before Judges HALPERN, LARNER and KING.

The opinion of the court was delivered by LARNER, J.A.D.

Plaintiff Middle Department Inspection Agency (Middle Department) is the successor in interest of Middle Department Association of Fire Underwriters (Association). Both companies were engaged in the business of inspecting electrical installations to assure compliance with applicable laws and regulations. In July 1970 Association was insured under a liability policy...

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