BOARDMAN, Chief Judge.
Appellee/plaintiff, Guenther Builders, filed a complaint on February 19, 1976, seeking to foreclose a mortgage on a parcel of real property owned by appellants/defendants, Silvestra and San Juan Yslas. On April 15, 1975, appellants, husband and wife, and appellee entered into a home improvement installment sales contract. Appellants executed a note and a mortgage on their residence
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