McMURRAY, Judge.
Mrs. Quilla Sheffield, wife of Scott Sheffield, was insured under an automobile insurance policy with Cotton States Mutual Insurance Company on the date of her death resulting from an automobile incident. She held coverage known as personal injury protection pursuant to the Georgia Motor Vehicle Accident Reparations Act (Ga. L. 1974, pp. 113, 116; 1975, pp. 1202, 1204; Code Ann. § 56-3403b; see also Code Ann. § 56-3404b, Ga.L. 1974, pp....
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