McMURRAY, Judge.
This case involves a fire loss claim against the insurer. A fire occurred in the insured's dwelling on December 22, 1974. The fire started in the furnace area and caused considerable smoke damage coming from the air vents and ductwork into the house. The local agent was immediately contacted, and an adjuster arrived thereafter within a few days. The heating system was repaired and was paid for by funds of the insurer. However, the adjuster and the...
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