This dispute arises out of a one-car automobile accident which occurred on May 26, 1974 in Ulster County. The vehicle involved was a 1964 Pontiac owned by respondent John Patterson and occupied by Patterson and respondent Stanley Faulkner, a passenger. On March 12, 1973, a notice of cancellation of respondent Patterson's automobile policy was sent to him, to be effective March 29, 1973 for nonpayment of premiums. Thereafter, however, on February 11, 1974, Patterson requested...
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