Plaintiff-respondent's decedent did not take advantage of the opportunity afforded him to convert his insurance from group coverage, provided in connection with his employment, to direct insurance. There was no grace period provided, as suggested by Trial Term, nor was there such disability during his employment as would have extended his opportunity to convert. He received timely notice, as provided by statute (Insurance Law § 161, subd [e]; § 204, subd 3), and...
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