POFF, Justice.
On May 3, 1973, Elmer S. Tudor and Bessie Marie Harmon (appellants), passengers in an automobile owned and operated by Kenneth M. Jessup, were injured in a collision with a vehicle owned by Opal Morris and driven by Walter N. Morris outside its lawful lane of travel.
Nationwide Mutual Insurance Company (Nationwide), the liability insurer of the Morris vehicle, provided coverage of $20,000 for one person and $30,000 for all persons on account...
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