The problem here arose when a father who held a Government Employees Insurance Company (GEICO) policy in his name alone on both his own car, as well as his son's, declined to renew the coverage on his son's car. But, the son was never notified of the nonrenewal, and a few months later, the son had an accident with his own car.
In order for a nonrenewal to be effective, the insurer must notify "the named insured." Was the son...
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