GIBSON, Chief Judge.
Plaintiffs, Louis and Jerry Riske, were insured under a $50,000 limit liability insurance contract with defendant Truck Insurance Exchange (Truck) when Cynthia Ngan, a guest on their Minnesota farm, was injured in a snowmobile mishap in February, 1968. The snowmobile, manufactured by Arctic Enterprises, Inc. (Arctic), was operated by Louis Riske's nineteen-year-old son Jerry at the time of the accident. Ngan suffered severe injuries and permanent...
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