ZIRPOLI, District Judge.
This is a garnishment proceeding initiated by Robert A. Coleman against the Allstate Insurance Company. Coleman seeks to garnish a debt owed by Allstate to Lawrence D. Holecek arising out of Allstate's allegedly wrongful refusal to defend Holecek in a personal injury and wrongful death action instituted against Holecek by Coleman. The district court found that Allstate
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