CORNELIUS, Justice.
This was a declaratory judgment action by appellee Allstate Insurance Company against its insured, James David Copeland, wherein appellee sought a declaration that it was not obligated to defend Copeland in a pending personal injury suit filed against him by Luna Marie Morris. Appellee alleged that it was not obligated to defend Copeland in that suit because the automobile he was driving when the collision occurred was not covered by its insurance...
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