McMILLIAN, Judge.
This appeal arises out of an attempt by plaintiff-respondent Mark Twain Bancshares, Inc., a bank holding company, to join with a group of individuals in chartering a new bank in O'Fallon, Missouri. The facts of this case are very similar to those in another case recently before Division Two of this court, Mark Twain Cape Girardeau Bank v. State Banking Board, Mo.App.,
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