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GREEN v. COMMERCIAL UNION INS. CO.

51177.

136 Ga. App. 346 (1975)

221 S.E.2d 479

GREEN v. COMMERCIAL UNION INSURANCE COMPANY.

Court of Appeals of Georgia.

Decided October 24, 1975.

Attorney(s) appearing for the Case

Spence & Knighton, Judson R. Knighton, for appellant.

Long, Weinberg, Ansley & Wheeler, J. Kenneth Moorman, Edward C. Stone, for appellee.

DEEN, Presiding Judge.

1. "Binders or other contracts for temporary insurance may be made orally or in writing, and shall be deemed to include all the usual terms of the policy as to which the binder was given," and are valid for 90 days. Code § 56-2420. It must be a contract in praesenti (Fort Valley Coca-Cola Co. v. Lumbermen's Mut. Cas. Co., 69 Ga.App. 120 (24 S.E.2d 846)) and the actual payment of premium is not a condition precedent to its validity...

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