SAMUEL, Judge.
Plaintiff instituted this suit in contract and tort against his health and accident insurer for $1,950 in disability benefits allegedly due under the policy, $100,000 in damages for present and future mental distress and psychiatric treatment therefor, both of which allegedly were caused by the insurer's refusal to pay those benefits, and for penalties and attorney's fees. Defendant answered averring its refusal to pay benefits was based upon a willful...
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