EVANS, Judge.
Raymond J. Azar purchased a Pontiac automobile and financed same with General Motors Acceptance Corporation (G.M.A.C.). After making payments on the automobile, he was advised by letter from G.M.A.C. that the last payment had been made, and his contract and title certificate were returned to him, showing the security lien was satisfied, and that he owed nothing more except $95 in late charges.
Later, G.M.A.C. requested him by telephone to return...
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