PER CURIAM.
The Oregon State Bar filed 23 specific charges against the accused. Generally, the accused is charged with (1) failing to maintain adequate records and accounts of trust assets; (2) making improper loans of trust assets to clients and other persons who were not beneficiaries of the trust; and (3) misappropriating trust assets. The accused's amended answer admits making many of the loans and that he used trust assets to secure a personal obligation. The...
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